Benefits earned through service
VA loans can be among the strongest home financing options available to qualified active-duty service members and veterans. Benefits may include no down payment, no monthly mortgage insurance and flexible credit requirements, depending on eligibility, entitlement, the property and lender guidelines.
Borrowers with full VA entitlement have no VA-imposed loan limit, which may allow higher loan amounts. The lender still determines how much you can borrow based on your income, credit and ability to repay. VA does not set a minimum credit score, but individual lenders may require one.
We are proud to help those who have served our country access these valuable home loan benefits.
What to know
VA-backed loans may offer eligible borrowers favorable financing options, subject to entitlement, lender underwriting, occupancy and property requirements. A VA funding fee may apply, and some borrowers are exempt.
Start with a conversation
Tell me where the property is, how you plan to use it and what you want the loan to accomplish. I can help you understand which details lenders will review and compare available paths.
What is a VA loan?
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs for eligible borrowers. Approval and program benefits depend on individual qualifications.